You will be required to provide the following list of information to your mortgage professional to finalize the mortgage:

  • Valid identification
  • Confirmation of income or employment earnings
  • Current bank information
  • Evidence of your down payment
  • List of assets
  • List of liabilities
  • Contact information for your lawyer
  • Copy of the Purchase Agreement
  • Copy of the MLS listing
  • Contract and building plans if your home is being built
  • Authorization to perform a credit bureau inquiry
  • Letter from the insurance company
    • indicating sufficient property insurance coverage for the new purchase
    • showing the lender as a lien holder should be added
Consumers     Mortgage Basics   Finalizing Your Mortgage