Ontario Essential Services

by Mortgage Professionals Canada | Mar 24, 2020
Premier of Ontario ordered all non-essential workplaces to close, effective 11.59 pm tonight. More details provided to how this affects mortgage brokers.
Yesterday, the Premier of Ontario ordered all non-essential workplaces to close, effective 11.59 pm tonight. You can find the details of the announcement here.
 
A listing of workplaces deemed essential was also released late yesterday and can be found here. MPC has confirmed with the Ontario government that companies “in the supply chain providing services to the banks and lending institutions,” are included. This includes mortgage brokers. Additional related industries also deemed essential include (65.) lawyers and accountants, and (67.) land registration services, and real estate agent services and moving services.
 

The provincial government’s order is driven by a desire to reduce Ontarians’ physical contact and close proximity. It is not an order to stop conducting business; it is an order for non-essential businesses to stop conducting business at their traditional workplace. The release also states:

Note that teleworking and online commerce are permitted at all times for all businesses.
 
Businesses not included in the essential services list may still conduct business, just not from their usual workplace. The government is imploring Ontarians to work from home wherever possible.
 
The government intends businesses to implement work from home mechanisms as a best practice. While home inspectors and appraisers are not listed as essential, they are not precluded from working, although many will have amended business processes given the COVID-19 outbreak. In short, business is expected to continue, albeit in an amended fashion given appropriate restrictions on physical proximity and contact imposed by businesses for the well-being of their staff.