This course is recognized by the AMF for 3 required PDUs.

This mandatory continuing education course in mortgage brokering must be taken by all mortgage brokers and is intended to highlight the regulatory obligations, particularly with regard to the disclosure of information and the terms of these disclosures.

The course is designed to enhance brokers' understanding of their regulatory disclosure obligations when they provide mortgage brokering services to their clients and to also improve their professional skills required for the performance of their duties.

The purpose of this course is to help mortgage professionals better understand and navigate real estate transactions. The section on purchase and sale agreements covers key areas of contract law as they relate to real estate transactions, and also discusses what mortgage brokers can do to prevent fraud. The section on property valuation introduces the appraisal and market analysis process, and discusses the steps that should be taken by mortgage professionals when evaluating appraisal reports. The final two sections – title registration and disbursements—help mortgage professionals to understand the Canadian land title systems and the legal process of transacting in real estate.

This course is recognized by the AMF for 10 general PDUs.

This course provides a comprehensive overview of mortgage underwriting, with particular emphasis placed on the co-dependent (and, ideally, cooperative) relationship that exists between the mortgage originator and the mortgage lender throughout this crucial process. Candidates will review the goals, risks and regulations inherent to mortgage investment that influence lenders’ underwriting guidelines, before delving into the specific factors that determine the underwriting process and decision. Finally, candidates will review the measures lenders take to monitor their investments, as well as the broad array of policy decisions and legal remedies available to them when a borrower defaults on a mortgage loan.

This course is recognized by the AMF for 10 general PDUs.

This course, divided into five sections, covers various financing considerations and alternatives for borrowers and properties of different types. Through discussion of types of repayment plans and non-conventional mortgage fund sources from private mortgages, mortgage professionals would be better equipped to advise on suitable products for their clients. Meanwhile, leasehold, construction, and commercial financing present particular issues based on the unique characteristics of the property and projects. An understanding of these specialized mortgages will allow mortgage professionals to serve a broader range of clients, or to specialize in specific sectors.

This course is recognized by the AMF for 10 general PDUs.

This course, divided into four sections, covers the topics and ethics and professionalism in the mortgage industry. The course begins with a look at the guiding values of the mortgage industry, and why these values are crucial to the overall integrity of the profession. The course then examines the concept of ethical dilemmas, and the process that a professional can employ to resolve them. Also discussed is the relationship between ethics and trust. The course concludes with a discussion of the consequences of unethical behavior with an examination of a number of real life cases of unethical behaviour in the mortgage industry.

This course is recognized by the AMF for 10 general PDUs.

This MPC course is recognized by AMF for 3 mandatory CEUs and is only offered in French. Individuals are not eligible to receive credit for this course prior to being licensed.

This course is available for individuals eligible for reinstating their AMF certificate. Please visit the AMF website for additional inquiries regarding your license renewal and to ensure eligibility prior to registering.