Understand the Mortgage Industry
Learn how New Brunswick’s mortgage industry is structured, including the regulatory framework, legal responsibilities and professional roles that apply to Mortgage Associates.
Early bird pricing is available now for the National Mortgage Conference, but not for long.
Complete the New Brunswick Mortgage Associate Course required for licensing by the Financial and Consumer Services Commission of New Brunswick (FCNB). This online licensing course provides the province-specific education you need to begin working toward a Mortgage Associate licence in New Brunswick.
Build your understanding of New Brunswick mortgage regulations, legislation, business practices and the mortgage process while developing the practical knowledge needed to work with borrowers and enter the province’s mortgage industry.
Select the format you prefer when registering.
The New Brunswick Mortgage Associate Course covers the key knowledge and practical concepts you need to understand the mortgage industry, support borrowers and prepare for licensing as a Mortgage Associate in New Brunswick.
Learn how New Brunswick’s mortgage industry is structured, including the regulatory framework, legal responsibilities and professional roles that apply to Mortgage Associates.
Build your understanding of mortgage applications, borrower qualification, mortgage products, property valuation and the steps involved in arranging and completing a mortgage transaction.
Explore consumer protection, professional standards and the responsibilities involved in serving mortgage clients effectively and ethically.
The New Brunswick Mortgage Associate Course is completed online and includes the province-specific education required for Associate licensing. Before registering, review the course format, completion timeline and examination requirements.
Find answers about course access, the final examination, licensing requirements and what to expect after registering.
The New Brunswick Mortgage Associate Course covers the key topics, skills and knowledge you need to successfully enter New Brunswick’s mortgage industry as a mortgage associate.
The course introduces the mortgage industry and regulatory environment, develops your mortgage mathematics skills and walks you through the mortgage process from application to closing. You’ll also explore consumer protection and professional responsibilities within the industry.
Part 1: The Mortgage Industry in Perspective
Part 2: Mortgage Mathematics
Part 3: The Mortgage Process from A–Z
Part 4: Protecting Consumers & Increasing Industry Professionalism
The New Brunswick Mortgage Associate Course is the approved New Brunswick-specific education course for Mortgage Associate licensing under the Mortgage Brokers Act. Completing the course and successfully passing the required examination satisfies the education component of the licensing process.
Complete the New Brunswick Mortgage Associate Course
Complete all required online course modules before booking your final examination.
Pass the Final Examination
The passing grade for the final examination is 60%. The examination must be successfully completed before you can proceed with the licensing process.
Complete the Course Within the Required Timeframe
Students must complete the online course modules and final examination within 6 months of the original registration date. Course extensions may be purchased if required.
Meet New Brunswick Licensing Requirements
In addition to completing the approved education program, applicants must meet the licensing requirements established by the Financial and Consumer Services Commission of New Brunswick (FCNB), including:
Once you have successfully completed the course and examination and joined a mortgage brokerage, your brokerage submits your licensing application to FCNB.
For complete and current licensing requirements, visit the Financial and Consumer Services Commission of New Brunswick .
Before registering for the New Brunswick Mortgage Associate Course, please review the applicable Course and Cancellation Policies and the Learners Code of Conduct .
Students must complete the online course modules and final examination within 6 months of their original registration date. Course extensions may be purchased if required.
Find answers about course access, examinations, rewrites and the New Brunswick Mortgage Associate licensing process.
Yes. The New Brunswick Mortgage Associate Course is the New Brunswick-specific Associate licensing course approved under the Mortgage Brokers Act.
The passing grade for the final examination is 60%.
You must complete the online course before an examination can be booked. Once complete, the BOOK EXAM button will become available on your My Activities page.
One examination rewrite is permitted. You must complete the rewrite within 6 months of receiving your examination result. If you are unsuccessful on the rewrite, you must re-enrol in the course to continue your studies.
Examination fees depend on the delivery method selected. The current course information lists a fee of $75 for an online examination and $100 for an in-person examination.
Online access is available immediately after registration. Students who select the E-Text option can access the electronic textbook through the online course or through the link provided in their emailed registration receipt.
You have 6 months from your original registration date to complete the online modules and final examination. Course extensions may be purchased if required.
In addition to completing the approved education program, applicants must meet FCNB’s licensing requirements. These include being at least 19 years old, being a resident of Canada, being authorized by a mortgage brokerage and meeting the applicable suitability requirements.
Applicants must also provide a criminal record check issued within the previous six months and any other supporting information required by FCNB.
No. However, exceptions may be considered when requests are submitted to the Education Department by email for review.
The New Brunswick Mortgage Broker Education Program is the FCNB-approved education program required for mortgage professionals progressing toward a mortgage broker licence in New Brunswick.
Build the advanced knowledge and practical skills needed to supervise mortgage associates, support brokerage compliance and take on greater responsibility within a mortgage brokerage.
The New Brunswick Mortgage Associate Course must be completed before progressing to the Broker Education Program. Broker licence applicants must also meet FCNB’s applicable experience and licensing requirements.
Review the program content, broker licensing requirements, course policies and frequently asked questions before registering.
The New Brunswick Mortgage Broker Education Program is designed around the FCNB-mandated Qualifying Standards for Mortgage Brokers and focuses on the advanced knowledge and practical skills required to supervise mortgage associates and manage a compliant mortgage brokerage.
The program has a different focus than the Mortgage Associate Course. You’ll explore the responsibilities of a Principal Broker, brokerage operations, staff supervision, compliance, customer protection and the policies and practices required to operate effectively within New Brunswick’s regulatory environment.
Module 1: Setting Up Your Brokerage
Module 2: Staffing and Supervising Your Brokerage
Module 3: Operating Your Brokerage
Module 4: Dealing With Your Customers
Module 5: Protecting Your Customers
The New Brunswick Mortgage Broker Education Program is the FCNB-required education program for Mortgage Broker licensing under the Mortgage Brokers Act. Completing the program is one part of the broker licensing process.
Complete the Required Broker Education
Complete the New Brunswick Mortgage Broker Education Program and all required online learning before writing the final examination.
Meet the Experience Requirement
Mortgage Broker licence applicants must demonstrate at least 24 months of experience as a licensed Mortgage Associate during the previous 36 months before the date of their broker licence application.
Complete the Final Examination
The final examination is required for successful completion of the program. The passing grade is 60%.
Complete the Program Within the Required Timeframe
Students must complete the online modules and final examination within 6 months of the original registration date. Course extensions may be purchased if required.
Meet FCNB Licensing Requirements
In addition to the education and experience requirements, applicants must satisfy the applicable licensing and suitability requirements established by the Financial and Consumer Services Commission of New Brunswick (FCNB).
For complete and current broker licensing requirements, visit the Financial and Consumer Services Commission of New Brunswick .
Before registering for the New Brunswick Mortgage Broker Education Program, please review the Course and Cancellation Policies and the Learners Code of Conduct .
Students receive 6 months of online program access and must complete the required coursework and final examination within that period. Program extensions may be purchased if required.
Find answers about the program, examination, course access, rewrites and New Brunswick broker licensing requirements.
Yes. The New Brunswick Mortgage Broker Education Program is the required education program for Mortgage Broker licensing in New Brunswick and is designed in line with the curriculum mandated by the Financial and Consumer Services Commission of New Brunswick.
The program focuses on the skills and knowledge required to effectively supervise mortgage associates and ensure that a brokerage complies with applicable legislation and regulations.
Key areas include policies and procedures, supervisory skills, ethics, conflicts of interest and brokerage best practices.
Broker licence applicants must demonstrate at least 24 months of experience as a licensed Mortgage Associate during the previous 36 months before applying for a Mortgage Broker licence.
The passing grade for the final examination is 60%.
Online learners must complete the course before an examination can be booked. Once the course is complete, the BOOK EXAM button will become available on your My Activities page.
Examination fees apply. The current course information lists a $75 fee for online examinations and examinations booked at third-party testing centres.
One rewrite is permitted and must be scheduled within 6 months of receiving your examination result. If you are unsuccessful on the rewrite, you must re-enrol in the program to continue your studies.
Online access is available immediately after registration. Students receive 6 months of access to the online program and course materials.
Program registrations cannot normally be placed on hold or transferred to another person. Exceptions may be considered when requests are submitted to the Education Department for review.