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Federal Matters

Mortgage Professionals Canada is committed to improving housing affordability and bringing the dream of home ownership to life for Canadians across the country. We continue to advocate for the following recommendations:

  1. Introducing a return to 30-year amortization periods for insured mortgages to allow greater opportunities for home ownership and to level the playing field for all homebuyers.
  2. Eliminating the stress test on mortgage transfers, switches and renewals to help Canadians find the financing solutions that best fit their needs and budget.
  3. Increase the insured mortgage cut off from $1 million to $1.25 million, and index it to inflation to better reflect today’s housing prices.
  4. Granting a digital income verification tool to the mortgage industry to help crack down on fraud.
  5. The creation of a permanent roundtable on housing, bringing together all orders of government, industry and civil society to develop harmonized solutions to the housing affordability crisis.


lobby day photo 1 - Minister Sean Fraser

MPC’s Executive, President and CEO and Director of Public Affairs with Minister of Infrastructure and Communities, the Honourable Sean Fraser


MPC representatives with Minister of National Revenue, the Honourable Marie-Claude Bibeau

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