Understand Credit Fundamentals
Build your knowledge of credit bureaus, credit reports, credit scores and the broader Canadian credit ecosystem, including how credit information is used throughout the lending process.
Early bird pricing is available now for the National Mortgage Conference, but not for long.
Build deeper credit expertise to better serve your clients, strengthen your credibility with lenders and expand your understanding of the Canadian credit landscape.
The Equifax Advanced Credit Certification Program is an online professional development program offered through Mortgage Professionals Canada. It covers the credit lifecycle, credit reports and scores, fraud, compliance and emerging fintech trends while helping you build practical knowledge you can apply in your day-to-day work.

The Equifax Advanced Credit Certification Program strengthens your understanding of the Canadian credit landscape and the information mortgage professionals use to assess credit, manage risk and better support their clients.
Build your knowledge of credit bureaus, credit reports, credit scores and the broader Canadian credit ecosystem, including how credit information is used throughout the lending process.
Strengthen your understanding of fraud, legal and regulatory considerations and the compliance responsibilities that influence responsible credit and lending practices.
Explore fintech trends and evolving credit-industry practices so you can better understand the changing financial landscape and the solutions available to your clients.
Earning the Equifax Advanced Credit Certification demonstrates your commitment to professional development while helping you build the knowledge and confidence to better understand credit and support your clients throughout the mortgage process.
Earn an industry-recognized Equifax certification that demonstrates your commitment to developing advanced credit knowledge.
Strengthen your ability to understand credit reports, scores, risk factors and the broader credit lifecycle when working with borrowers and lenders.
Keep your knowledge current with evolving credit practices, compliance considerations and fintech trends affecting the Canadian financial services industry.
Equifax is a global data, analytics and technology company with more than 100 years of history in Canada, helping businesses and consumers make informed financial decisions.
The Equifax Advanced Credit Certification Program gives financial professionals the opportunity to deepen their understanding of the Canadian credit landscape, the credit lifecycle and the information used to assess and support client credit needs.
By building stronger knowledge of credit reports, scores, fraud, compliance and emerging industry trends, the program helps mortgage professionals strengthen the expertise they bring to conversations with clients and lenders.

See how mortgage professionals have applied the knowledge gained through the Equifax Advanced Credit Certification Program.
Over the years, I have always made it a priority to continuously hone my skills and the program did exactly that; I updated my overall credit knowledge, allowing me to better keep up with the fast paced changes in the broker industry, especially in recent years. All brokers, new and experienced, should experience this program.
The Equifax Advanced Certification is a “must have” for anyone who reviews, analyzes, and/or provides advice on credit in Canada. Whether you are a new or experienced Broker, the information provided will add value to your business and the quality of advice you can provide to your clients.
The Equifax Advanced Credit Certification Program is an online professional development program designed to strengthen your understanding of the Canadian credit landscape, the credit lifecycle and the information used throughout the lending process.
The program provides financial professionals with practical credit knowledge and training to help them better understand and support their clients’ credit needs.
The program is designed for financial professionals of all experience levels who want to strengthen their credit knowledge and better understand the information, trends and practices that affect credit and lending decisions.
It can be particularly valuable for mortgage professionals who review credit information, work with borrowers and lenders or provide guidance related to a client’s credit profile.
The Equifax Advanced Credit Certification Program is completed online through interactive learning modules, allowing you to access the program from wherever it is convenient for you.
The program covers key areas of the credit ecosystem, including:
Topics may be updated as the financial landscape evolves so that participants receive relevant and current information.
Yes. The Equifax Advanced Credit Certification Program is approved by the Autorité des marchés financiers (AMF) for 4 professional development units (PDUs) in the general category for Quebec mortgage brokers.
Please review the Equifax Advanced Credit Certification Program policies and the Learners Code of Conduct before registering.
Registration must be completed by the individual taking the program using their full legal name. By registering, participants also acknowledge that information may be shared with Equifax in accordance with the program policies.
Before registering, please review the Equifax Advanced Credit Certification Program Policies. The policies include important information about registration, course access and participation, completing the online modules and final examination requirements.
By registering for the program, you agree to the terms and conditions outlined in the course policies.
View the Equifax Advanced Credit Certification Program Policies.