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Stop Housing Fraud

A secure income verification tool is overdue

Mortgage Professionals Canada is calling on the federal government to move quickly to deliver a CRA-enabled income verification tool to combat mortgage fraud.

Why this matters

Canadians deserve a secure and fair housing market. A CRA-enabled income verification tool is a practical, low-cost solution that can help fight fraud, protect honest buyers and support housing affordability.

MPC commends the government for recognizing the importance of this tool and committing to action in the 2024 Budget and the Fall Economic Statement.

However, despite the pledge to begin implementation in early 2025, progress has stalled. We urge the government to set a clear timeline and pathway in Budget 2025 to ensure this tool is delivered without further delay.

Income Verification Public Opinion Research Summary August 2025

Fight Fraud

Help reduce falsified income documentation in the mortgage process.

Protect Buyers

Support honest borrowers and a more trusted housing market.

Use Verified Data

Create a secure pathway for income verification through CRA-enabled information.

Report

Read MPC’s full recommendation

Download the report to learn more about MPC’s position and recommended next steps.

Download Report
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