Toronto Mortgage Symposium

Barbara Cook and Lauren van den Berg, MPC
Opening Remarks & Association Update

Ivan Ruiz, Public Speaking Lab
Communication Bootcamp

About Ivan

Bio's are boring.  Instead here are some fun facts about Ivan:

* He is a top-rated instructor on Coursera with over 100,000 learners
* He is a top-rated instructor on Udemy with over 50,000 students
* He was the official host for FIFA 2022, Invictus Games 2017 & PanAm Games 2015
* The largest crowd he ever spoke in front of was 50,000
* He wrote a book called "End Boring"
* He can teach you how to salsa dance

Eric Poblete, Equifax Canada
Mortgage Credit and Frauds Trends 2.0

Join Equifax as they present to you the in-depth consumer credit and fraud trends for Canada as well as your own local customers. Gain insights into their spending and saving habits and learn about which customers are looking to switch or renew early during this significant mortgage renewal period. Also get an update on Canadian fraud trends as well as the latest on FINTRAC. Get answers to the latest questions being asked by brokers across the country related to the new compliance rules.

Eric Poblete is a sales professional with over 30+ years experience working with all vertical markets. In the last 12 years Eric has worked with Equifax Canada with a focus on the mortgage, rental and housing industries. As the Equifax ambassador for the mortgage broker market, he has provided extensive support and education to all the varied stakeholders including brokers, lenders, underwriters, real estate agents, and insurers helping them to understand credit, compliance, financial trends and fraud directly and indirectly related to the mortgage market.

Regulatory Update

Tom Hall, BluMortgage
AI

Tom is the founder of BluMortgage, Canada's top independent mortgage CRM and one of Canada's fastest growing companies (according to the Globe and Mail's 2024 list). In this role, he's worked with 1,000s of top brokers nationwide, and partnered with most major mortgage tech companies. Tom is also founder of the popular podcast Mortgage Tech Talks.

Cameron Field, The Vidocq Group
Mortgage Fraud in Canada: Challenges, Solutions and Intelligence Sharing

Join Cameron for an overview of the issues and problems facing mortgage providers. KYC standards and a risk-based approach are juxtaposed with robust sales targets. Greater due diligence, information and bad actor intelligence sharing will be discussed. By leveraging situational awareness, intelligence and robust KYC frameworks a better experience for customers and top line revenue is possible.

Cam is a Vice President with The Vidocq Group. He leads the firm’s Toronto operations where they consult on financial crime, money laundering, sanctions, regulatory risk, investigative due diligence, and complex corporate investigations. Prior to that he worked in the anti-money laundering team at BMO Financial Group as the head of intelligence liaison and operational effectiveness. Before his career in the private sector, he served 32 years with the Toronto Police Service and retired in 2017. He served in many roles including Officer in Charge of the Threat Assessment, Investigative Training and the Corporate Crimes Unit. He currently sits on the Private Sector Liaison Committee for the Canadian Association of Chiefs of Police. He received a BA in Justice Studies, a MSc in Criminology and s a certified anti money laundering specialist. He speaks internationally and has published numerous articles and publications on financial crime and money laundering.