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Semi-Annual State of the Housing Market Report

Undertaking market research and providing in-depth insight into the minds of mortgage consumers has long been an integral component of our value-proposition to members. Through this research, we can better understand the patterns and trends in mortgage consumer behaviour, as well as the concerns or desires that drive their decision-making. Consumer attitudes, expectations and behaviour are constantly changing, particularly in today’s complicated world. Making it more important than ever to stay abreast of shifting trends 

“Understanding human needs is half the job of meeting them.”
- Adlai E Jr Stevenson.

For over 16 years, we have been delivering our marquee annual consumer survey and report. This year is no different in that regard. What is different this year, is that we will now deliver these findings to you twice a year in our re-branded and re-invented Semi-Annual State of the Housing Market report.

This new approach is being accomplished in collaboration with Oxford Economics and Bond Brand Loyalty. Oxford Economics is a world leader in global forecasting and quantitative analysis, while Bond Brand Loyalty is a Canadian-owned customer experience and engagement agency. We trust you will continue to find value in the comprehensive consumer survey findings, market analysis and forecasts that are included in this report.

We invite you to invest the time to thoroughly review these findings, and work to implement them as you see fit in your day-to-day dealings with your clients.

Highlights from this in-depth report include:

  • National and Provincial Economic Outlook – monetary policy and demographic trends
  • Housing Market Trends – Price dynamics and affordability by region, the state of Canada’s housing market, housing starts and changes in immigration patterns
  • Mortgage Market Outlook – mortgage credit demand summary, labour market and wages, household savings, and interest rate forecast and debt servicing cost
  • And so much more!


Past Consumer Reports:

Our past consumer reports, authored by former MPC Chief Economist Will Dunning, can be found here. We feel that these reports continue to be of interest to our members and will be available for reference purposes.