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Consumer Reports

Mortgage Professionals Canada creates in-depth consumer reports to provide a better understanding of Canada's housing market, identifying patterns in consumer behaviour, providing a snapshot of who the Canadian homebuyer is, and presenting data to provide both macro and micro analysis of where the residential mortgage market is headed.



Report
JULY 2018
Report on the Housing and Mortgage Market in Canada

In our latest consumer report, research shows that federal government policies with regard to mortgage lending are unduly suppressing housing activity and causing consumers to have a more negative outlook for housing and real estate across the country. Sentiment regarding the housing market has shifted decisively downwards reflecting the impacts of increased interest rates and government policies.



Archived Reports:



NOVEMBER 2017
Annual State of the Residential Mortgage Market in Canada

Prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, this report provides an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,018 Canadians conducted by Bond Brand Loyalty between late October and early November. 



JUNE 2017
Consumers' Perspectives on Homebuying in Canada

For more than a decade, Mortgage Professionals Canada has produced semi-annual reports on the housing and mortgage markets in Canada, largely based on consumer surveys. This edition of the report takes a quite different approach: it is focused on consumers’ attitudes that will affect the decisions they make when buying a home.



DECEMBER 2016
Annual State of the Residential Mortgage Market in Canada

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,000 Canadians conducted by Bond Brand Loyalty between October 21 and November 3.



JUNE 2016
Looking for Balance in the Canadian Housing and Mortgage Markets
 

This report takes a deeper look at the housing market in Canada, looking at each provinces resale housing markets, asking pertinent questions around topics such as foreign investors and the so called "housing bubble", and looking at the need for government intervention. 



JUNE 2016
The Next Generation of Homebuyers

This report examines opinions, expectations and characteristics of Canadians who expect to become homeowners in future, with results derived from our Spring 2016 Consumer Survey.



DECEMBER 2015
Annual State of the Residential Mortgage Market in Canada

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,001 Canadians conducted by Bond Brand Loyalty during October 2015.



JUNE 2015
A Profile of Home Buying in Canada

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, seeks to further expand the information base, by focusing on homebuyers, and profiling some key aspects of their decision making process, as well as the financial parameters of their decisions. Data in this report is based largely on a survey of over 800 Canadians that was conducted during late April and early May 2015 by Bond Brand Loyalty.



JANUARY 2015
Mortgage Insights Report

This report details many of the key findings taken from the October 2014 consumer survey, examining the homebuyer sentiment and decision making process, diving into topics of housing affordability, purchase intent, and financial parameters. 


FALL 2014
Mortgages in Canada

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,000 Canadians.



NOVEMBER 2014
Annual State of the Residential Mortgage Market in Canada

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, reviews trends in the housing market and assesses implications for the evolution of mortgage credit in Canada. Data in this report is based largely on an online survey of over 2000 Canadians that was conducted during October 2014 by Bond Brand Loyalty.



MAY 2014
Looking for a "New Normal" in the Residential Mortgage Market

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data in this report was obtained from various sources, including an online survey of 2000 Canadians conducted by Maritz Research during April and May 2014.