Federal policy changes designed to cool housing prices and demand continue to impact housing markets across Canada with cascading consequences and pressures, according to the newly-released consumer research report.

The report outlines that improper policy levers can continue to depress the market and illustrates that a more reasonable stress test level and lending restriction reforms are now needed to strike a better balance for borrowers and policymakers, improving housing affordability and Canada’s economy.

In this report, a unique and powerful dataset is used to compare the costs of owning and renting across Canada. The conclusion is that in most situations in Canada, the monthly cost of homeownership is actually lower than the cost of renting equivalent housing.

In this summer consumer report, research shows that federal government policies with regard to mortgage lending are unduly suppressing housing activity and causing consumers to have a more negative outlook for housing and real estate across the country. Sentiment regarding the housing market has shifted decisively downwards reflecting the impacts of increased interest rates and government policies.

Prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, this report provides an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,018 Canadians conducted by Bond Brand Loyalty between late October and early November. 

For more than a decade, Mortgage Professionals Canada has produced semi-annual reports on the housing and mortgage markets in Canada, largely based on consumer surveys. This edition of the report takes a quite different approach: it is focused on consumers’ attitudes that will affect the decisions they make when buying a home.

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,000 Canadians conducted by Bond Brand Loyalty between October 21 and November 3.

This report takes a deeper look at the housing market in Canada, looking at each provinces resale housing markets, asking pertinent questions around topics such as foreign investors and the so called "housing bubble", and looking at the need for government intervention. 

This report examines opinions, expectations and characteristics of Canadians who expect to become homeowners in future, with results derived from our Spring 2016 Consumer Survey.

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,001 Canadians conducted by Bond Brand Loyalty during October 2015.

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, seeks to further expand the information base, by focusing on homebuyers, and profiling some key aspects of their decision making process, as well as the financial parameters of their decisions. Data in this report is based largely on a survey of over 800 Canadians that was conducted during late April and early May 2015 by Bond Brand Loyalty.

This report details many of the key findings taken from the October 2014 consumer survey, examining the homebuyer sentiment and decision making process, diving into topics of housing affordability, purchase intent, and financial parameters. 

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data used in this report was obtained from various sources, including an online survey of 2,000 Canadians.

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, reviews trends in the housing market and assesses implications for the evolution of mortgage credit in Canada. Data in this report is based largely on an online survey of over 2000 Canadians that was conducted during October 2014 by Bond Brand Loyalty.

This report is prepared by Will Dunning, Chief Economist of Mortgage Professionals Canada, to provide an overview of the evolving state of the residential mortgage market in Canada. Data in this report was obtained from various sources, including an online survey of 2000 Canadians conducted by Maritz Research during April and May 2014.