Advocacy

Federal Matters 


Enhancing Mortgage Fraud Prevention Through Canada Revenue Agency Income Verification

MPC penned a letter to MP Francesco Sorbara, Parliamentary Secretary to the Minister of National Revenue, summarizing our request and arguments.

Our Response to CMHC Mortgage Underwriting Criteria Update

Effective July 5, 2021, CMHC is returning to its pre-July 2020 underwriting practices for homeowner mortgage loan insurance.

CEO & President Paul Taylor Invited to Virtual Housing Panel

ICYMI: Highlights from MPC's experience at virtual housing panel.

Our Letter to OSFI

Letter to OSFI re Proposed change to B-20 uninsured mortgage minimum stress test level.

Reaction to Federal Budget 2021

Our top takeaways from the 2021 Federal Budget.

OSFI Proposes More Stringent Stress Test

OSFI reopens consultations on Guideline B20, proposes qualifying floor of 5.25%.

MPC's Lobbying Efforts Recognized by The Hill Times

Hill Week 2021 featured in "Pre-budget pitches, virtual ‘Hill days’ push February lobbying" article.

Annual State of the Residential Mortgage Market in Canada: 2020 Report Now Available

Today we proudly release the “Annual State of the Mortgage Market in Canada”, written by our Chief Economist Will Dunning.

Fifth "Rapidly Evolving Expectations in the Housing Market" Report Released

Tracking shifts in Canadians’ expectations about the housing market.

Q4 2020 Housing Market Digests Released

A snapshot and trend analysis of the Canadian - and respective regional - housing markets is now available for Q4 2020.

Fourth "Rapidly Evolving Expectations in the Housing Market" Report Released

Tracking shifts in Canadians’ expectations about the housing market.

Third "Rapidly Evolving Expectations in the Housing Market" Report Released

Tracking shifts in Canadians’ expectations about the housing market.

Second "Rapidly Evolving Expectations in the Housing Market" Report Released

Tracking shifts in Canadians’ expectations about the housing market.

MPC Submits Letter to OSFI Requesting Extension of Capital Provisions

Letter submitted to Jeremy Rudin, Superintendent at the Office of the Superintendent of Financial Institutions (OSFI).

MPC Provides Testimony to HUMA Committee

MPC provides expert testimony to House of Commons Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities (HUMA)

MPC Announces its Pre-Budget Recommendations to the Federal Government

Immediate focus is ensuring changes to the mortgage stress test qualifying rate, as announced, are implemented without delay.

New Consumer Report from MPC looks at the Rapidly Evolving Expectations in the Housing Market

Tracking shifts in Canadians’ expectations about the housing market.

New Proposed Changes to the Canada Emergency Wage Subsidy (CEWS) Program

Changes to the CEWS program to provide more employers with access to subsidy funds.

Bank of Canada Holds Overnight Rate at 0.25%

Bank of Canada “will maintain current level of policy rate until inflation objective is achieved, continues program of quantitative easing”