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Advocacy

Federal Matters

Advocating for a stronger Canadian housing system.

Through ongoing engagement with government, regulators and industry stakeholders, Mortgage Professionals Canada helps ensure housing affordability, mortgage accessibility and sustainable homeownership remain priorities in federal policy discussions.

Our Federal Advocacy Achievements

Together, we have already secured several significant national policy wins:

  • Elimination of GST on newly-built homes for first-time buyers under $1 million, with a phased rebate for those purchasing between $1–1.5 million.
  • Return of 30-year amortization for insured mortgages on newly-built homes for first-time buyers.
  • Increase of the insured mortgage cap to $1.5 million.
  • Increase of Home Buyers’ Plan RRSP withdrawal limit to $60,000.
  • Exemption of the stress test on renewals between federally regulated financial institutions.
  • Consultation on a CRA-enabled income verification tool.
Parliament of Canada

Strong Representation

We advocate directly with policymakers at the highest levels of government.

Member Driven

Our advocacy is guided by input from lenders, brokers and industry experts.

Focused on Results

We prioritize practical solutions that improve outcomes for Canadians.

Evidence Based

Our recommendations are informed by data, research and real-world experience.

Stronger Together

A unified industry voice leads to meaningful, lasting change.

In the News

 

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