loading site..

Navigating the New Credit Landscape: Understanding the 2026 Credit Report Changes


Navigating the New Credit Landscape - Understanding the 2026 Credit Report Changes Webinar
Looking for this webinar's resources?
Visit our FINTRAC Hub to access the materials and resources discussed during the webinar. Available exclusively to MPC members. Members must be logged into their member account to access.

Login to view webinar
(Members Only)

EVENT DETAILS

Date November 26, 2026
Time 1 p.m. - 2 p.m. ET
Cost Free for Members
$99 Non-Members
Credits 1 PD hour

About the Webinar

A new credit report format is being introduced, bringing some of the most significant changes to credit file presentation in years. For mortgage brokers, understanding how information is organized, displayed, and interpreted will be critical to accurately assessing borrower profiles, identifying potential issues early, and avoiding delays during underwriting. With falsified financials and identity mismatches on the rise, recognizing early fraud indicators is becoming a vital defense for your business. This session provides a practical walkthrough of the new format and what these changes mean for your day-to-day business.

Participants will learn to:

  • Understand the key changes to the new credit report format and how they impact deal assessment
  • Learn how to quickly identify liabilities, risk indicators, and borrower strengths within the redesigned file
  • Explore best practices for using the updated report to improve file quality, underwriting efficiency, and client outcomes

About the Speakers

James Robinson is a 24-year veteran of Equifax Canada, where he currently oversees relationships with the Government, Mortgage, and Alternative Financial sectors. Throughout his tenure, he has directly managed relationships with key Canadian government and regulatory bodies, including the Bank of Canada, OSFI, Finance Canada, FINTRAC, and CMHC. In the last decade, he has significantly increased his focus on the Mortgage industry, working closely with the Brokers, Lenders, and Insurers. Before joining Equifax, James had a successful career in IT consulting.

As a Director, Solutions; Mortgage and Housing at Equifax Canada, Lindsay Zwart holds over 20 years of expertise in financial services, client relationship management, and real estate secured lending. She is a recognized leader in the mortgage and housing sector, having spent years shaping lender strategies and managing key client relationships within national housing and financial institutions. Lindsay supports a variety of stakeholders across the Mortgage Broker Ecosystem; empowering lenders, brokers and industry partners to better understand credit dynamics, financial trends, compliance and fraud prevention.

Looking for more professional development?

Browse our upcoming events or explore our on-demand course library.

Use for Footer Code
MPC AI Chat